This couple, so far, have been very blessed both in their financially situation and in their health. They have been diligent of making sure that both their financial and physical health is strong. But this question still looms over them. Their total monthly income is $1950. Their total expenses, which include: a House Payment of $500, their utilities, phone, internet, insurance, and fuel bills of $503, plus their grocery bill of $240, and a small tithe they give to their church combined with a small amount they keep to go on a date and for other miscellaneous bills of $310. This leaves them with just enough to put $300 a month extra towards the house payment and a $100 towards savings so that one day they might be able to afford a second car, or to replace their 30 year old stove. But this is only if no emergency or unexpected expense comes up such as their car breaking down or needing servicing. To be Continued...
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